Why use a Mortgage Broker?

Most Irish consumers are familiar with taking their home or car insurance via a broker. Yet a large portion of Irish consumers still go direct to their individual bank to take out their mortgage. Why is this?

If you go to one bank then you are missing out on over 87% of what the market has to offer and as such chances are the majority of people are not getting the best mortgage rate and terms on offer in the market.

We offer choice, a Free no fee, impartial service, offering the same rates as the banks directly. Lowest market rates, cashback offers, 7 lenders under 1 roof.

We are often asked how our service works and what will it costs, the answer is the service is free and should save you both time and money with access to lowest market rates. Researching mortgage options and working through the process from enquiry to completion with our customers is what we do.

  1. Our service is Free – we do not charge our customers, we get paid by the bank you choose to take your mortgage with, we are essentially a distribution channel for the banks. We are your point of contact from enquiry to completion and as such the bank pay us in lieu of their own staff and office costs in processing mortgages.
  2. Our service is Impartial – this is a big one, if you go to one lender, they offer you only their own products, they will not tell you that the bank on the next corner have a better rate for you or terms that would better suit your circumstances, we will.
  3. You get the same rates by taking your mortgage with Mortgage Horizons or Doddl as you would by going to the lenders directly.

Many consumers feel their own bank ‘will look after them’ or will offer them better rates and terms, this is not necessarily the case. When taking a mortgage what you need is choice and access to best in market rates and terms. What you want is impartial advice and someone to help you through the process.

We are the ones to ask questions to, even the ones you think are the most basic – that’s our job.

Home buying is difficult, leave the mortgage to us!

Contact our team today – 01 6624600

Email info@mortgagehorizons.ie with your query or complete the submission form on our site mortgagehorizons.ie

Lenders We Hold Agencies With

Quick Mortgage Quote

For Impartial Advice on the Financial Option that best suits your personal circumstances.

Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.
Warning: You may have to pay charges if you pay off a fixed rate loan early.